# RWA Lending Real world assets are any tangible or intangible assets that have economic value and can generate cash flows, such as real estate, art, commodities, invoices, loans, etc. These assets represent a huge market opportunity, accounting for over $250 trillion of global wealth. However, they also face many barriers and inefficiencies, such as illiquidity, high transaction costs, lack of transparency, and limited access. This is where RWA lending comes in. It aims to bridge the gap between traditional and decentralized finance by unlocking the potential of RWA for on- chain lenders and borrowers. Segment Finance is developing a decentralized platform that enables lending and borrowing opportunities using RWA as collateral. This works by tokenizing RWA and issuing them as digital securities or tokens representing ownership or rights to the underlying assets. These tokens can then be used as collateral to borrow stablecoins or other crypto assets on Segment Finance platform. Alternatively, investors can lend their capital, such as stablecoins or Ether, and earn interest from the borrowers who use RWA as collateral. By onboarding a variety of RWAs onto the Segment lending platform we are creating new opportunities for asset-backed lending and borrowing and facilitating a seamless market for both digital and traditional investors. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.segment.finance/protocol/rwa-lending.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.